Player & Official Insurance
NSSJFNC Inc carries Personal Accident insurance for all registered players and club officials.
This cover is provided under the AFL 'National Risk Protection Program', administered by Marsh McLennan Insurance.
Program Summary
The National Risk Protection Program is made up of multiple protection products. Further information about the Program is available here: https://au.marsh.com/sport/afl.html
Different types and levels of cover apply depending on your club, your playing level, the competition in which you participate and/or how you participate / your role.
National Risk Protection Program : What’s Covered
Personal Injury
Community Participants
Default Cover level for affiliated members (excluding masters) is Bronze Level, upgrades to Silver, Gold, or Platinum are available. Please contact your club or Marsh for clarification on whether your base level of cover has been upgraded.
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Bronze Level Cover
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Non Medicare Medicals: 60% Reimbursement
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Reimbursement Limit: $2,000 max per claim
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Excess: $100 excess per claim
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Capital Benefits: $100,000
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Quadriplegia/Paraplegia Benefit: $1,000,000 Maximum
Representatives Football
Default Cover level for Representative Football Participants is Platinum.
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Non Medicare Medicals: 90% Reimbursement
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Reimbursement Limit: $7,500 max per claim
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Excess: $50 excess per claim
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Capital Benefits: $250,000
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Quadriplegia/Paraplegia Benefit: $1,000,000 Maximum
Umpires
Default Cover level for all affiliated members is Bronze Level
Bronze Level Cover
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Non Medicare Medicals: 60% Reimbursement
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Reimbursement Limit: $2,000 max per claim
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Excess: $100 excess per claim
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Capital Benefits: $100,000
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Quadriplegia/Paraplegia Benefit: $1,000,000 Maximum
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The Personal Accident insurance covers non Medicare medical expenses.
Any registered player or nominated official NSSJFNC sustaining injury during a club sanctioned match or training session may lodge an insurance claim by downloading and completing a claim form from the website, then submitting to:
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Public Liability Insurance - Community Australian Football
Who' Covered?
Including but not limited to Affiliated Associations, Clubs, Members, Players, Coaches, Umpires, Officials, Volunteers, Runners, Committees, Club Trainers and Administration Personnel.
General & Products Liability
$100,000,000 Cover Limit, $1,000 Excess.
*Sub-Limits apply
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Errors & Omissions
(Also referred to as Professional Indemnity) $5,000,000 Cover Limit, $1,000 Excess
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Annual Coverage
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Notes
Please note the following important points, some of which are covered in detail on the Marsh McLennan Sport website:
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Any claim must be signed off by an appointed NSSJFNC official (e.g. Committee member, Team Coach, Team Manager or appointed official on the day).
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By law, only Non Medicare Medical expenses can be claimed.
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Claims on private health funds are to be made before a claiming via Marsh McLennan.
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A fitness clearance should be obtained from your medical practitioner before resuming play
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A copy of any claim submitted is to be provided to NSSJFCN.
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NSSJFCN does not carry Loss of Income cover as we are a junior club.
If you have any queries that cannot be answered by visiting the Marsh McLennan Sport website, please see their website: https://au.marsh.com/sport/afl/player-community.html#forms-docs
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Completed Claims Forms
Send completed claims forms to: secretary.nssjfnc@gmail.com
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Email: sportsclaims@echelonaustralia.com.au
Post: Echelon Claims Services – GPO Box 1693 Adelaide SA 5001
Fax: 08 8235 6450
Phone No: 1800 640 009